If you need to do a car insurance rate comparison, the best way to do it is on the Internet. With most car insurance companies nowadays offering car insurance rates online, it doesn’t take very long to do.
Start by contacting your current car insurance company and asking for a quote for car insurance. They will give you the rate they will charge as a result of looking at your current insurance and if you have had any recent accidents or claims. With this rate, you can then do some comparison shopping.
Choose at least five other car insurance companies online and send them all the same email. Ask for a quote for car insurance for a specific car, for a specific deductible and paying insurance premiums either monthly or annually. You should receive several quotations within just a few hours of sending the emails. You will then be able to do a car insurance rate comparison with each company.
Do be sure to check that all the insurance rates they give you are based on the same details and the same number of drivers. Once you find a cheap rate, however, you will know which insurance company is going to be insuring your car this year. Sometimes it is your current insurance company but, more often than not, it’s a new company. Most insurance companies offer the same service and the same coverage so, in most cases, the rate they are going to charge you should be your deciding factor. Complete the application form and get your new insurance.